VintageBigBlue.org

 

Re: [Losmandy_users] Re: PAYPAL BEWARE


May 18, 2002

 


----------------------------

#10210 May 18, 2002

I just wanted to let everyone know that they should beware of paypal.

I have been using the service for over a year now with a confirmed

credit card and just recently I confirmed my bank account.



last week I bought a laptop from ebay and paypal took the money from my

bank account with no problems.



a couple days ago I sold a telescope for $2500 and used paypal.

They took the payment from the verified user and put it into my account,

yesterday I transfered the money into my bank account and that is when

paypal struck.

They put my account on suspention until I sent them a copy of my drivers

licence, bank statement and a phone bill. they claim this was for my own

security.



I received an email this morning saying that they received my paperwork

and would have this straightened out in 3-5 business days.



I instructed the buyer to call his credit card company and demand his

money back, I cannot refund his money because my account is frozen.



I sent an eamil to paypal telling them that the buyer was demanding his

money back and was going to use the credit card company for leverage.

Paypal infored me if that happens they will suspend my account

indefinitly.





USERS BEWARE







[Non-text portions of this message have been removed]



----------------------------

#10218 May 18, 2002

Michael, it almost sounds like Paypal got taken over by another

company, and they have a hard line in place. I have noticed them

changing a lot over the past few months. They now resemble more of

a credit card company with ties to the big 3 credit bureaus. The

big 3 are notoriously paranoid and arrogant at the same time.



~RobertB~

--- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

> I just wanted to let everyone know that they should beware of

paypal.

> I have been using the service for over a year now with a confirmed

> credit card and just recently I confirmed my bank account.

>

> last week I bought a laptop from ebay and paypal took the money

from my

> bank account with no problems.

>

> a couple days ago I sold a telescope for $2500 and used paypal.

> They took the payment from the verified user and put it into my

account,

> yesterday I transfered the money into my bank account and that is

when

> paypal struck.

> They put my account on suspention until I sent them a copy of my

drivers

> licence, bank statement and a phone bill. they claim this was for

my own

> security.

>

> I received an email this morning saying that they received my

paperwork

> and would have this straightened out in 3-5 business days.

>

> I instructed the buyer to call his credit card company and demand

his

> money back, I cannot refund his money because my account is frozen.

>

> I sent an eamil to paypal telling them that the buyer was

demanding his

> money back and was going to use the credit card company for

leverage.

> Paypal infored me if that happens they will suspend my account

> indefinitly.

>

>

> USERS BEWARE

>

>

>

> [Non-text portions of this message have been removed]



----------------------------

#10219 May 18, 2002

Check this out www.paypalwarning.com/







-----Original Message-----

From: cust25f45 [mailto:robertbateman@...]

Sent: Saturday, May 18, 2002 5:24 PM

To: Losmandy_users@yahoogroups.com

Subject: [Losmandy_users] Re: PAYPAL BEWARE



Michael, it almost sounds like Paypal got taken over by another

company, and they have a hard line in place. I have noticed them

changing a lot over the past few months. They now resemble more of

a credit card company with ties to the big 3 credit bureaus. The

big 3 are notoriously paranoid and arrogant at the same time.



~RobertB~

--- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

> I just wanted to let everyone know that they should beware of

paypal.

> I have been using the service for over a year now with a confirmed

> credit card and just recently I confirmed my bank account.

>

> last week I bought a laptop from ebay and paypal took the money

from my

> bank account with no problems.

>

> a couple days ago I sold a telescope for $2500 and used paypal.

> They took the payment from the verified user and put it into my

account,

> yesterday I transfered the money into my bank account and that is

when

> paypal struck.

> They put my account on suspention until I sent them a copy of my

drivers

> licence, bank statement and a phone bill. they claim this was for

my own

> security.

>

> I received an email this morning saying that they received my

paperwork

> and would have this straightened out in 3-5 business days.

>

> I instructed the buyer to call his credit card company and demand

his

> money back, I cannot refund his money because my account is frozen.

>

> I sent an eamil to paypal telling them that the buyer was

demanding his

> money back and was going to use the credit card company for

leverage.

> Paypal infored me if that happens they will suspend my account

> indefinitly.

>

>

> USERS BEWARE

>

>

>

> [Non-text portions of this message have been removed]











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[Non-text portions of this message have been removed]







----------------------------

#10220 May 18, 2002

"Oh... crap!" Line from the movie Independence Day.

It certainly looks as if the astronomical community had better find

an alternative to Paypal or go back to sending m.o.'s via snail mail.



From what I read on the link you posted, it looks like a very

creative method of raising money off of frozen asset interest. They

freeze accounts for various reasons, collecting the interest that

accumulates from the pooled banking accounts.



Fortunately, I have only $60 in my account remaining.



I will do what I can to warn the other groups.

Thanks for the heads up, and I hope you get your money back as

soon as possible. I believe there are Federal agencies that you can

file complaints with online, if that will help any.



~RobertB~

--- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

> Check this out www.paypalwarning.com/

>

>

>

> -----Original Message-----

> From: cust25f45 [mailto:robertbateman@e...]

> Sent: Saturday, May 18, 2002 5:24 PM

> To: Losmandy_users@y...

> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>

> Michael, it almost sounds like Paypal got taken over by another

> company, and they have a hard line in place. I have noticed them

> changing a lot over the past few months. They now resemble more

of

> a credit card company with ties to the big 3 credit bureaus. The

> big 3 are notoriously paranoid and arrogant at the same time.

>

> ~RobertB~

>

> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

> > I just wanted to let everyone know that they should beware of

> paypal.

> > I have been using the service for over a year now with a

confirmed

> > credit card and just recently I confirmed my bank account.

> >

> > last week I bought a laptop from ebay and paypal took the money

> from my

> > bank account with no problems.

> >

> > a couple days ago I sold a telescope for $2500 and used paypal.

> > They took the payment from the verified user and put it into my

> account,

> > yesterday I transfered the money into my bank account and that

is

> when

> > paypal struck.

> > They put my account on suspention until I sent them a copy of my

> drivers

> > licence, bank statement and a phone bill. they claim this was

for

> my own

> > security.

> >

> > I received an email this morning saying that they received my

> paperwork

> > and would have this straightened out in 3-5 business days.

> >

> > I instructed the buyer to call his credit card company and

demand

> his

> > money back, I cannot refund his money because my account is

frozen.

> >

> > I sent an eamil to paypal telling them that the buyer was

> demanding his

> > money back and was going to use the credit card company for

> leverage.

> > Paypal infored me if that happens they will suspend my account

> > indefinitly.

> >

> >

> > USERS BEWARE

> >

> >

> >

> > [Non-text portions of this message have been removed]

>

>

>

>

>

> Yahoo! Groups Sponsor

>

>

> ADVERTISEMENT

>

>

rd.yahoo.com/M=226014.2032696.3508022.1829184/D=egroupweb/S=1

705

> 082806:HM/A=1000239/R=0/* ---Links-Are-Forbidden--- %

3eM=226014.2032696.3508022.1829184/D=egroupweb/S=1705082806:HM/A=1000

23

> 9/R=1>

>

>

> us.adserver.yahoo.com/l?

M=226014.2032696.3508022.1829184/D=egrou

> pmail/S=1705082806:HM/A=1000239/rand=932658667>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@e...

>

>

>

> Your use of Yahoo! Groups is subject to the Yahoo!

> docs.yahoo.com/info/terms/> Terms of Service.

>

>

> [Non-text portions of this message have been removed]



----------------------------

#10222 May 18, 2002

The majority of my sales have gone through PayPal.com since April 2001.

Before that, I used PayPal.com extensively for ebay purchases in a

non-astronomy collection addiction. :-)



I have never had any problems with PayPal.com. Everytime my PayPal.com

account goes over $2,500 I transfer $2,000 to my bank account. It is a

smooth painless process. Perhaps this is because I had established this

account as a buyer before I started selling.



Also, I've never had anyone dispute or cancel a credit card charge. That

should only be used as a last resort against a seller who has defrauded you.

It typically costs the merchant a $25.00 fee from the credit card company

that handles the merchant account.



I believe that having the buyer cancel the credit card charge was an

over-reaction to PayPal.com's security measures. There is a lot of identity

theft and credit card fraud going around these days.



I just finished resolving about $600 of fraudulent charges on one of my

credit cards (no relationship to my PayPal.com account). A credit card

number, that I use for online purchases of DVDs and other things, got into

the hands of someone in Spain. They opened a Compuserve account in my name,

bought stuff at amazon.com, and paid a fairly large bill with a Spanish ISP.

I called Compuserve about the charge and they credited my card and killed

the account. Amazon check their charge and found it to be fraudulent. Then I

notified my credit card company and they reversed all the other charges. It

was all pretty easy on my part. It took a few phone calls, faxing an

affidavit, and I was done. The credit card company had the hassle of trying

to get their money back.



The point is, a forced charge-back from a credit card holder would probably

raise all sorts of fraud warnings with PayPal.com. It isn't really

surprising that they would freeze a PayPal.com account, with a newly

confirmed bank account connection, that has had a charge-back, or balked at

supplying verifications.



I wouldn't want an online fund transfer service to be casual about where

they transferred my money. When you live in a dangerous world, you have to

expect the inconvenience of security measures.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 2:29 PM Michael Downing wrote:



> Check this out www.paypalwarning.com/

>

>

>

> -----Original Message-----

> From: cust25f45 [mailto:robertbateman@...]

> Sent: Saturday, May 18, 2002 5:24 PM

> To: Losmandy_users@yahoogroups.com

> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>

> Michael, it almost sounds like Paypal got taken over by another

> company, and they have a hard line in place. I have noticed them

> changing a lot over the past few months. They now resemble more of

> a credit card company with ties to the big 3 credit bureaus. The

> big 3 are notoriously paranoid and arrogant at the same time.

>

> ~RobertB~

>

> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>> I just wanted to let everyone know that they should beware of

> paypal.

>> I have been using the service for over a year now with a confirmed

>> credit card and just recently I confirmed my bank account.

>>

>> last week I bought a laptop from ebay and paypal took the money

> from my

>> bank account with no problems.

>>

>> a couple days ago I sold a telescope for $2500 and used paypal.

>> They took the payment from the verified user and put it into my

> account,

>> yesterday I transfered the money into my bank account and that is

> when

>> paypal struck.

>> They put my account on suspention until I sent them a copy of my

> drivers

>> licence, bank statement and a phone bill. they claim this was for

> my own

>> security.

>>

>> I received an email this morning saying that they received my

> paperwork

>> and would have this straightened out in 3-5 business days.

>>

>> I instructed the buyer to call his credit card company and demand

> his

>> money back, I cannot refund his money because my account is frozen.

>>

>> I sent an eamil to paypal telling them that the buyer was

> demanding his

>> money back and was going to use the credit card company for

> leverage.

>> Paypal infored me if that happens they will suspend my account

>> indefinitly.

>>

>>

>> USERS BEWARE

>>

>>

>>

>> [Non-text portions of this message have been removed]

>

>

>

>

>

> Yahoo! Groups Sponsor

>

>

> ADVERTISEMENT

>

> rd.yahoo.com/M=226014.2032696.3508022.1829184/D=egroupweb/S=1705

> 082806:HM/A=1000239/R=0/* ---Links-Are-Forbidden--- %3eM=226014.2032696.3508022.1829184/D=egroupweb/S=1705082806:HM/A=100023

> 9/R=1>

>

>

> us.adserver.yahoo.com/l?M=226014.2032696.3508022.1829184/D=egrou

> pmail/S=1705082806:HM/A=1000239/rand=932658667>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@egroups.com

>

>

>

> Your use of Yahoo! Groups is subject to the Yahoo!

> docs.yahoo.com/info/terms/> Terms of Service.

>

>

> [Non-text portions of this message have been removed]

>

>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@egroups.com

>

>

>

> Your use of Yahoo! Groups is subject to docs.yahoo.com/info/terms/

>

>







----------------------------

#10223 May 18, 2002

That web site has been up for quite a while. I think it is alarmist. There

is a large number of people using PayPal.com without problems. You will

still find it the system of choice for venders on ebay selling everything

from Japanese netsuke to Civil War antiques. It is also becoming popular

with companies that sell through the internet.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 3:12 PM cust25f45 wrote:



> "Oh... crap!" Line from the movie Independence Day.

> It certainly looks as if the astronomical community had better find

> an alternative to Paypal or go back to sending m.o.'s via snail mail.

>

>> From what I read on the link you posted, it looks like a very

> creative method of raising money off of frozen asset interest. They

> freeze accounts for various reasons, collecting the interest that

> accumulates from the pooled banking accounts.

>

> Fortunately, I have only $60 in my account remaining.

>

> I will do what I can to warn the other groups.

> Thanks for the heads up, and I hope you get your money back as

> soon as possible. I believe there are Federal agencies that you can

> file complaints with online, if that will help any.

>

> ~RobertB~

>

> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>> Check this out www.paypalwarning.com/

>>

>>

>>

>> -----Original Message-----

>> From: cust25f45 [mailto:robertbateman@e...]

>> Sent: Saturday, May 18, 2002 5:24 PM

>> To: Losmandy_users@y...

>> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>>

>> Michael, it almost sounds like Paypal got taken over by another

>> company, and they have a hard line in place. I have noticed them

>> changing a lot over the past few months. They now resemble more

> of

>> a credit card company with ties to the big 3 credit bureaus. The

>> big 3 are notoriously paranoid and arrogant at the same time.

>>

>> ~RobertB~

>>

>> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>>> I just wanted to let everyone know that they should beware of

>> paypal.

>>> I have been using the service for over a year now with a

> confirmed

>>> credit card and just recently I confirmed my bank account.

>>>

>>> last week I bought a laptop from ebay and paypal took the money

>> from my

>>> bank account with no problems.

>>>

>>> a couple days ago I sold a telescope for $2500 and used paypal.

>>> They took the payment from the verified user and put it into my

>> account,

>>> yesterday I transfered the money into my bank account and that

> is

>> when

>>> paypal struck.

>>> They put my account on suspention until I sent them a copy of my

>> drivers

>>> licence, bank statement and a phone bill. they claim this was

> for

>> my own

>>> security.

>>>

>>> I received an email this morning saying that they received my

>> paperwork

>>> and would have this straightened out in 3-5 business days.

>>>

>>> I instructed the buyer to call his credit card company and

> demand

>> his

>>> money back, I cannot refund his money because my account is

> frozen.

>>>

>>> I sent an eamil to paypal telling them that the buyer was

>> demanding his

>>> money back and was going to use the credit card company for

>> leverage.

>>> Paypal infored me if that happens they will suspend my account

>>> indefinitly.

>>>

>>>

>>> USERS BEWARE

>>>

>>>

>>>

>>> [Non-text portions of this message have been removed]

>>

>>

>>

>>

>>

>> Yahoo! Groups Sponsor

>>

>>

>> ADVERTISEMENT

>>

>>

> rd.yahoo.com/M=226014.2032696.3508022.1829184/D=egroupweb/S=1

> 705

>> 082806:HM/A=1000239/R=0/* ---Links-Are-Forbidden--- bHlhaG9vaG0xLmRhd=1021757033

>> %

> 3eM=226014.2032696.3508022.1829184/D=egroupweb/S=1705082806:HM/A=1000

> 23

>> 9/R=1>

>>

>>

>> us.adserver.yahoo.com/l?

> M=226014.2032696.3508022.1829184/D=egrou

>> pmail/S=1705082806:HM/A=1000239/rand=932658667>

>>

>> To unsubscribe from this group, send an email to:

>> Losmandy_users-unsubscribe@e...

>>

>>

>>

>> Your use of Yahoo! Groups is subject to the Yahoo!

>> docs.yahoo.com/info/terms/> Terms of Service.

>>

>>

>> [Non-text portions of this message have been removed]

>

>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@egroups.com

>

>

>

> Your use of Yahoo! Groups is subject to docs.yahoo.com/info/terms/

>

>







----------------------------

#10224 May 18, 2002

Sorry Robin but I disagree!

It's my money and they have no right holding it!

I sent them the verified documents they asked for and there should be no

reason I should have to wait.

They had no problems taking money from my bank account, they should have

no problems putting it back.



Michael Downing





-----Original Message-----

From: Robin Casady [mailto:rcasady@...]

Sent: Saturday, May 18, 2002 7:02 PM

To: Losmandy_users@yahoogroups.com

Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE



The majority of my sales have gone through PayPal.com since April 2001.

Before that, I used PayPal.com extensively for ebay purchases in a

non-astronomy collection addiction. :-)



I have never had any problems with PayPal.com. Everytime my PayPal.com

account goes over $2,500 I transfer $2,000 to my bank account. It is a

smooth painless process. Perhaps this is because I had established this

account as a buyer before I started selling.



Also, I've never had anyone dispute or cancel a credit card charge. That

should only be used as a last resort against a seller who has defrauded

you.

It typically costs the merchant a $25.00 fee from the credit card

company

that handles the merchant account.



I believe that having the buyer cancel the credit card charge was an

over-reaction to PayPal.com's security measures. There is a lot of

identity

theft and credit card fraud going around these days.



I just finished resolving about $600 of fraudulent charges on one of my

credit cards (no relationship to my PayPal.com account). A credit card

number, that I use for online purchases of DVDs and other things, got

into

the hands of someone in Spain. They opened a Compuserve account in my

name,

bought stuff at amazon.com, and paid a fairly large bill with a Spanish

ISP.

I called Compuserve about the charge and they credited my card and

killed

the account. Amazon check their charge and found it to be fraudulent.

Then I

notified my credit card company and they reversed all the other charges.

It

was all pretty easy on my part. It took a few phone calls, faxing an

affidavit, and I was done. The credit card company had the hassle of

trying

to get their money back.



The point is, a forced charge-back from a credit card holder would

probably

raise all sorts of fraud warnings with PayPal.com. It isn't really

surprising that they would freeze a PayPal.com account, with a newly

confirmed bank account connection, that has had a charge-back, or balked

at

supplying verifications.



I wouldn't want an online fund transfer service to be casual about where

they transferred my money. When you live in a dangerous world, you have

to

expect the inconvenience of security measures.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 2:29 PM Michael Downing wrote:



> Check this out www.paypalwarning.com/

>

>

>

> -----Original Message-----

> From: cust25f45 [mailto:robertbateman@...]

> Sent: Saturday, May 18, 2002 5:24 PM

> To: Losmandy_users@yahoogroups.com

> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>

> Michael, it almost sounds like Paypal got taken over by another

> company, and they have a hard line in place. I have noticed them

> changing a lot over the past few months. They now resemble more of

> a credit card company with ties to the big 3 credit bureaus. The

> big 3 are notoriously paranoid and arrogant at the same time.

>

> ~RobertB~

>

> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>> I just wanted to let everyone know that they should beware of

> paypal.

>> I have been using the service for over a year now with a confirmed

>> credit card and just recently I confirmed my bank account.

>>

>> last week I bought a laptop from ebay and paypal took the money

> from my

>> bank account with no problems.

>>

>> a couple days ago I sold a telescope for $2500 and used paypal.

>> They took the payment from the verified user and put it into my

> account,

>> yesterday I transfered the money into my bank account and that is

> when

>> paypal struck.

>> They put my account on suspention until I sent them a copy of my

> drivers

>> licence, bank statement and a phone bill. they claim this was for

> my own

>> security.

>>

>> I received an email this morning saying that they received my

> paperwork

>> and would have this straightened out in 3-5 business days.

>>

>> I instructed the buyer to call his credit card company and demand

> his

>> money back, I cannot refund his money because my account is frozen.

>>

>> I sent an eamil to paypal telling them that the buyer was

> demanding his

>> money back and was going to use the credit card company for

> leverage.

>> Paypal infored me if that happens they will suspend my account

>> indefinitly.

>>

>>

>> USERS BEWARE

>>

>>

>>

>> [Non-text portions of this message have been removed]

>

>

>

>

>

> Yahoo! Groups Sponsor

>

>

> ADVERTISEMENT

>

>

rd.yahoo.com/M=226014.2032696.3508022.1829184/D=egroupweb/S=1705

>

082806:HM/A=1000239/R=0/* ---Links-Are-Forbidden--- 9/R=1>

>

>

>

us.adserver.yahoo.com/l?M=226014.2032696.3508022.1829184/D=egrou

> pmail/S=1705082806:HM/A=1000239/rand=932658667>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@egroups.com

>

>

>

> Your use of Yahoo! Groups is subject to the Yahoo!

> docs.yahoo.com/info/terms/> Terms of Service.

>

>

> [Non-text portions of this message have been removed]

>

>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@egroups.com

>

>

>

> Your use of Yahoo! Groups is subject to

docs.yahoo.com/info/terms/

>

>











Yahoo! Groups Sponsor





ADVERTISEMENT



rd.yahoo.com/M=178320.2057063.3524709.1829184/D=egroupweb/S=1705

082806:HM/A=979989/R=0/* ---Links-Are-Forbidden---





us.adserver.yahoo.com/l?M=178320.2057063.3524709.1829184/D=egrou

pmail/S=1705082806:HM/A=979989/rand=535009179>



To unsubscribe from this group, send an email to:

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Your use of Yahoo! Groups is subject to the Yahoo!

docs.yahoo.com/info/terms/> Terms of Service.





[Non-text portions of this message have been removed]







----------------------------

#10226 May 18, 2002

They are probably holding it until they are sure all credit card

charge-backs and disputes are settled. If you have pending disputes, and

they let you clean out your account, they have to pay the credit card

company. I believe your mistake was telling your customer to cancel it with

his credit card company. It is not your money if a credit card company is

going to retract it.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 5:04 PM Michael Downing wrote:



> Sorry Robin but I disagree!

> It's my money and they have no right holding it!

> I sent them the verified documents they asked for and there should be no

> reason I should have to wait.

> They had no problems taking money from my bank account, they should have

> no problems putting it back.

>

> Michael Downing

>

>

> -----Original Message-----

> From: Robin Casady [mailto:rcasady@...]

> Sent: Saturday, May 18, 2002 7:02 PM

> To: Losmandy_users@yahoogroups.com

> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>

> The majority of my sales have gone through PayPal.com since April 2001.

> Before that, I used PayPal.com extensively for ebay purchases in a

> non-astronomy collection addiction. :-)

>

> I have never had any problems with PayPal.com. Everytime my PayPal.com

> account goes over $2,500 I transfer $2,000 to my bank account. It is a

> smooth painless process. Perhaps this is because I had established this

> account as a buyer before I started selling.

>

> Also, I've never had anyone dispute or cancel a credit card charge. That

> should only be used as a last resort against a seller who has defrauded

> you.

> It typically costs the merchant a $25.00 fee from the credit card

> company

> that handles the merchant account.

>

> I believe that having the buyer cancel the credit card charge was an

> over-reaction to PayPal.com's security measures. There is a lot of

> identity

> theft and credit card fraud going around these days.

>

> I just finished resolving about $600 of fraudulent charges on one of my

> credit cards (no relationship to my PayPal.com account). A credit card

> number, that I use for online purchases of DVDs and other things, got

> into

> the hands of someone in Spain. They opened a Compuserve account in my

> name,

> bought stuff at amazon.com, and paid a fairly large bill with a Spanish

> ISP.

> I called Compuserve about the charge and they credited my card and

> killed

> the account. Amazon check their charge and found it to be fraudulent.

> Then I

> notified my credit card company and they reversed all the other charges.

> It

> was all pretty easy on my part. It took a few phone calls, faxing an

> affidavit, and I was done. The credit card company had the hassle of

> trying

> to get their money back.

>

> The point is, a forced charge-back from a credit card holder would

> probably

> raise all sorts of fraud warnings with PayPal.com. It isn't really

> surprising that they would freeze a PayPal.com account, with a newly

> confirmed bank account connection, that has had a charge-back, or balked

> at

> supplying verifications.

>

> I wouldn't want an online fund transfer service to be casual about where

> they transferred my money. When you live in a dangerous world, you have

> to

> expect the inconvenience of security measures.

>

> Regards,

> Robin

>

> Astro Accessories by Robin Casady

> Stainless Steel Weights & Dovetail Saddles

> www.CarmelCoast.com/Astro/sales.html

>

> Casady & Greene, Inc.

> www.casadyg.com

>

>

>

> On 05/18/02 2:29 PM Michael Downing wrote:

>

>> Check this out www.paypalwarning.com/

>>

>>

>>

>> -----Original Message-----

>> From: cust25f45 [mailto:robertbateman@...]

>> Sent: Saturday, May 18, 2002 5:24 PM

>> To: Losmandy_users@yahoogroups.com

>> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>>

>> Michael, it almost sounds like Paypal got taken over by another

>> company, and they have a hard line in place. I have noticed them

>> changing a lot over the past few months. They now resemble more of

>> a credit card company with ties to the big 3 credit bureaus. The

>> big 3 are notoriously paranoid and arrogant at the same time.

>>

>> ~RobertB~

>>

>> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>>> I just wanted to let everyone know that they should beware of

>> paypal.

>>> I have been using the service for over a year now with a confirmed

>>> credit card and just recently I confirmed my bank account.

>>>

>>> last week I bought a laptop from ebay and paypal took the money

>> from my

>>> bank account with no problems.

>>>

>>> a couple days ago I sold a telescope for $2500 and used paypal.

>>> They took the payment from the verified user and put it into my

>> account,

>>> yesterday I transfered the money into my bank account and that is

>> when

>>> paypal struck.

>>> They put my account on suspention until I sent them a copy of my

>> drivers

>>> licence, bank statement and a phone bill. they claim this was for

>> my own

>>> security.

>>>

>>> I received an email this morning saying that they received my

>> paperwork

>>> and would have this straightened out in 3-5 business days.

>>>

>>> I instructed the buyer to call his credit card company and demand

>> his

>>> money back, I cannot refund his money because my account is frozen.

>>>

>>> I sent an eamil to paypal telling them that the buyer was

>> demanding his

>>> money back and was going to use the credit card company for

>> leverage.

>>> Paypal infored me if that happens they will suspend my account

>>> indefinitly.

>>>

>>>

>>> USERS BEWARE

>>>

>>>

>>>

>>> [Non-text portions of this message have been removed]

>>

>>

>>

>>

>>

>> Yahoo! Groups Sponsor

>>

>>

>> ADVERTISEMENT

>>

>>

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>







----------------------------

#10227 May 18, 2002

Robin there is no charge backs!

No one did anything except them!







-----Original Message-----

From: Robin Casady [mailto:rcasady@...]

Sent: Saturday, May 18, 2002 9:24 PM

To: Losmandy_users@yahoogroups.com

Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE



They are probably holding it until they are sure all credit card

charge-backs and disputes are settled. If you have pending disputes, and

they let you clean out your account, they have to pay the credit card

company. I believe your mistake was telling your customer to cancel it

with

his credit card company. It is not your money if a credit card company

is

going to retract it.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 5:04 PM Michael Downing wrote:



> Sorry Robin but I disagree!

> It's my money and they have no right holding it!

> I sent them the verified documents they asked for and there should be

no

> reason I should have to wait.

> They had no problems taking money from my bank account, they should

have

> no problems putting it back.

>

> Michael Downing

>

>

> -----Original Message-----

> From: Robin Casady [mailto:rcasady@...]

> Sent: Saturday, May 18, 2002 7:02 PM

> To: Losmandy_users@yahoogroups.com

> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>

> The majority of my sales have gone through PayPal.com since April

2001.

> Before that, I used PayPal.com extensively for ebay purchases in a

> non-astronomy collection addiction. :-)

>

> I have never had any problems with PayPal.com. Everytime my PayPal.com

> account goes over $2,500 I transfer $2,000 to my bank account. It is a

> smooth painless process. Perhaps this is because I had established

this

> account as a buyer before I started selling.

>

> Also, I've never had anyone dispute or cancel a credit card charge.

That

> should only be used as a last resort against a seller who has

defrauded

> you.

> It typically costs the merchant a $25.00 fee from the credit card

> company

> that handles the merchant account.

>

> I believe that having the buyer cancel the credit card charge was an

> over-reaction to PayPal.com's security measures. There is a lot of

> identity

> theft and credit card fraud going around these days.

>

> I just finished resolving about $600 of fraudulent charges on one of

my

> credit cards (no relationship to my PayPal.com account). A credit card

> number, that I use for online purchases of DVDs and other things, got

> into

> the hands of someone in Spain. They opened a Compuserve account in my

> name,

> bought stuff at amazon.com, and paid a fairly large bill with a

Spanish

> ISP.

> I called Compuserve about the charge and they credited my card and

> killed

> the account. Amazon check their charge and found it to be fraudulent.

> Then I

> notified my credit card company and they reversed all the other

charges.

> It

> was all pretty easy on my part. It took a few phone calls, faxing an

> affidavit, and I was done. The credit card company had the hassle of

> trying

> to get their money back.

>

> The point is, a forced charge-back from a credit card holder would

> probably

> raise all sorts of fraud warnings with PayPal.com. It isn't really

> surprising that they would freeze a PayPal.com account, with a newly

> confirmed bank account connection, that has had a charge-back, or

balked

> at

> supplying verifications.

>

> I wouldn't want an online fund transfer service to be casual about

where

> they transferred my money. When you live in a dangerous world, you

have

> to

> expect the inconvenience of security measures.

>

> Regards,

> Robin

>

> Astro Accessories by Robin Casady

> Stainless Steel Weights & Dovetail Saddles

> www.CarmelCoast.com/Astro/sales.html

>

> Casady & Greene, Inc.

> www.casadyg.com

>

>

>

> On 05/18/02 2:29 PM Michael Downing wrote:

>

>> Check this out www.paypalwarning.com/

>>

>>

>>

>> -----Original Message-----

>> From: cust25f45 [mailto:robertbateman@...]

>> Sent: Saturday, May 18, 2002 5:24 PM

>> To: Losmandy_users@yahoogroups.com

>> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>>

>> Michael, it almost sounds like Paypal got taken over by another

>> company, and they have a hard line in place. I have noticed them

>> changing a lot over the past few months. They now resemble more of

>> a credit card company with ties to the big 3 credit bureaus. The

>> big 3 are notoriously paranoid and arrogant at the same time.

>>

>> ~RobertB~

>>

>> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>>> I just wanted to let everyone know that they should beware of

>> paypal.

>>> I have been using the service for over a year now with a confirmed

>>> credit card and just recently I confirmed my bank account.

>>>

>>> last week I bought a laptop from ebay and paypal took the money

>> from my

>>> bank account with no problems.

>>>

>>> a couple days ago I sold a telescope for $2500 and used paypal.

>>> They took the payment from the verified user and put it into my

>> account,

>>> yesterday I transfered the money into my bank account and that is

>> when

>>> paypal struck.

>>> They put my account on suspention until I sent them a copy of my

>> drivers

>>> licence, bank statement and a phone bill. they claim this was for

>> my own

>>> security.

>>>

>>> I received an email this morning saying that they received my

>> paperwork

>>> and would have this straightened out in 3-5 business days.

>>>

>>> I instructed the buyer to call his credit card company and demand

>> his

>>> money back, I cannot refund his money because my account is frozen.

>>>

>>> I sent an eamil to paypal telling them that the buyer was

>> demanding his

>>> money back and was going to use the credit card company for

>> leverage.

>>> Paypal infored me if that happens they will suspend my account

>>> indefinitly.

>>>

>>>

>>> USERS BEWARE

>>>

>>>

>>>

>>> [Non-text portions of this message have been removed]

>>

>>

>>

>>

>>

>> Yahoo! Groups Sponsor

>>

>>

>> ADVERTISEMENT

>>

>>

>

rd.yahoo.com/M=226014.2032696.3508022.1829184/D=egroupweb/S=1705

>>

>

082806:HM/A=1000239/R=0/* ---Links-Are-Forbidden---

>

%3eM=226014.2032696.3508022.1829184/D=egroupweb/S=1705082806:HM/A=100023

>> 9/R=1>

>>

>>

>>

>

us.adserver.yahoo.com/l?M=226014.2032696.3508022.1829184/D=egrou

>> pmail/S=1705082806:HM/A=1000239/rand=932658667>

>>

>> To unsubscribe from this group, send an email to:

>> Losmandy_users-unsubscribe@egroups.com

>>

>>

>>

>> Your use of Yahoo! Groups is subject to the Yahoo!

>> docs.yahoo.com/info/terms/> Terms of Service.

>>

>>

>> [Non-text portions of this message have been removed]

>>

>>

>>

>> To unsubscribe from this group, send an email to:

>> Losmandy_users-unsubscribe@egroups.com

>>

>>

>>

>> Your use of Yahoo! Groups is subject to

> docs.yahoo.com/info/terms/

>>

>>

>

>

>

>

>

> Yahoo! Groups Sponsor

>

>

> ADVERTISEMENT

>

>

rd.yahoo.com/M=178320.2057063.3524709.1829184/D=egroupweb/S=1705

> 082806:HM/A=979989/R=0/* ---Links-Are-Forbidden---

>

>

us.adserver.yahoo.com/l?M=178320.2057063.3524709.1829184/D=egrou

> pmail/S=1705082806:HM/A=979989/rand=535009179>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@egroups.com

>

>

>

> Your use of Yahoo! Groups is subject to the Yahoo!

> docs.yahoo.com/info/terms/> Terms of Service.

>

>

> [Non-text portions of this message have been removed]

>

>

>

> To unsubscribe from this group, send an email to:

> Losmandy_users-unsubscribe@egroups.com

>

>

>

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docs.yahoo.com/info/terms/

>

>











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ADVERTISEMENT



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[Non-text portions of this message have been removed]







----------------------------

#10228 May 18, 2002

Perhaps I misunderstood this:

> I instructed the buyer to call his credit card company and demand his

> money back, I cannot refund his money because my account is frozen.



I think that was a major mistake. Otherwise, it might have been straightened

out in a few days.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 6:25 PM Michael Downing wrote:



> Robin there is no charge backs!

> No one did anything except them!

>

>

>

> -----Original Message-----

> From: Robin Casady [mailto:rcasady@...]

> Sent: Saturday, May 18, 2002 9:24 PM

> To: Losmandy_users@yahoogroups.com

> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>

> They are probably holding it until they are sure all credit card

> charge-backs and disputes are settled. If you have pending disputes, and

> they let you clean out your account, they have to pay the credit card

> company. I believe your mistake was telling your customer to cancel it

> with

> his credit card company. It is not your money if a credit card company

> is

> going to retract it.

>

> Regards,

> Robin

>

> Astro Accessories by Robin Casady

> Stainless Steel Weights & Dovetail Saddles

> www.CarmelCoast.com/Astro/sales.html

>

> Casady & Greene, Inc.

> www.casadyg.com

>

>

>

> On 05/18/02 5:04 PM Michael Downing wrote:

>

>> Sorry Robin but I disagree!

>> It's my money and they have no right holding it!

>> I sent them the verified documents they asked for and there should be

> no

>> reason I should have to wait.

>> They had no problems taking money from my bank account, they should

> have

>> no problems putting it back.

>>

>> Michael Downing

>>

>>

>> -----Original Message-----

>> From: Robin Casady [mailto:rcasady@...]

>> Sent: Saturday, May 18, 2002 7:02 PM

>> To: Losmandy_users@yahoogroups.com

>> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>>

>> The majority of my sales have gone through PayPal.com since April

> 2001.

>> Before that, I used PayPal.com extensively for ebay purchases in a

>> non-astronomy collection addiction. :-)

>>

>> I have never had any problems with PayPal.com. Everytime my PayPal.com

>> account goes over $2,500 I transfer $2,000 to my bank account. It is a

>> smooth painless process. Perhaps this is because I had established

> this

>> account as a buyer before I started selling.

>>

>> Also, I've never had anyone dispute or cancel a credit card charge.

> That

>> should only be used as a last resort against a seller who has

> defrauded

>> you.

>> It typically costs the merchant a $25.00 fee from the credit card

>> company

>> that handles the merchant account.

>>

>> I believe that having the buyer cancel the credit card charge was an

>> over-reaction to PayPal.com's security measures. There is a lot of

>> identity

>> theft and credit card fraud going around these days.

>>

>> I just finished resolving about $600 of fraudulent charges on one of

> my

>> credit cards (no relationship to my PayPal.com account). A credit card

>> number, that I use for online purchases of DVDs and other things, got

>> into

>> the hands of someone in Spain. They opened a Compuserve account in my

>> name,

>> bought stuff at amazon.com, and paid a fairly large bill with a

> Spanish

>> ISP.

>> I called Compuserve about the charge and they credited my card and

>> killed

>> the account. Amazon check their charge and found it to be fraudulent.

>> Then I

>> notified my credit card company and they reversed all the other

> charges.

>> It

>> was all pretty easy on my part. It took a few phone calls, faxing an

>> affidavit, and I was done. The credit card company had the hassle of

>> trying

>> to get their money back.

>>

>> The point is, a forced charge-back from a credit card holder would

>> probably

>> raise all sorts of fraud warnings with PayPal.com. It isn't really

>> surprising that they would freeze a PayPal.com account, with a newly

>> confirmed bank account connection, that has had a charge-back, or

> balked

>> at

>> supplying verifications.

>>

>> I wouldn't want an online fund transfer service to be casual about

> where

>> they transferred my money. When you live in a dangerous world, you

> have

>> to

>> expect the inconvenience of security measures.

>>

>> Regards,

>> Robin

>>

>> Astro Accessories by Robin Casady

>> Stainless Steel Weights & Dovetail Saddles

>> www.CarmelCoast.com/Astro/sales.html

>>

>> Casady & Greene, Inc.

>> www.casadyg.com

>>

>>

>>

>> On 05/18/02 2:29 PM Michael Downing wrote:

>>

>>> Check this out www.paypalwarning.com/

>>>

>>>

>>>

>>> -----Original Message-----

>>> From: cust25f45 [mailto:robertbateman@...]

>>> Sent: Saturday, May 18, 2002 5:24 PM

>>> To: Losmandy_users@yahoogroups.com

>>> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>>>

>>> Michael, it almost sounds like Paypal got taken over by another

>>> company, and they have a hard line in place. I have noticed them

>>> changing a lot over the past few months. They now resemble more of

>>> a credit card company with ties to the big 3 credit bureaus. The

>>> big 3 are notoriously paranoid and arrogant at the same time.

>>>

>>> ~RobertB~

>>>

>>> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>>>> I just wanted to let everyone know that they should beware of

>>> paypal.

>>>> I have been using the service for over a year now with a confirmed

>>>> credit card and just recently I confirmed my bank account.

>>>>

>>>> last week I bought a laptop from ebay and paypal took the money

>>> from my

>>>> bank account with no problems.

>>>>

>>>> a couple days ago I sold a telescope for $2500 and used paypal.

>>>> They took the payment from the verified user and put it into my

>>> account,

>>>> yesterday I transfered the money into my bank account and that is

>>> when

>>>> paypal struck.

>>>> They put my account on suspention until I sent them a copy of my

>>> drivers

>>>> licence, bank statement and a phone bill. they claim this was for

>>> my own

>>>> security.

>>>>

>>>> I received an email this morning saying that they received my

>>> paperwork

>>>> and would have this straightened out in 3-5 business days.

>>>>

>>>> I instructed the buyer to call his credit card company and demand

>>> his

>>>> money back, I cannot refund his money because my account is frozen.

>>>>

>>>> I sent an eamil to paypal telling them that the buyer was

>>> demanding his

>>>> money back and was going to use the credit card company for

>>> leverage.

>>>> Paypal infored me if that happens they will suspend my account

>>>> indefinitly.

>>>>

>>>>

>>>> USERS BEWARE

>>>>

>>>>

>>>>

>>>> [Non-text portions of this message have been removed]

>>>

>>>

>>>

>>>

>>>







----------------------------

#10231 May 18, 2002

The buyer is waiting till Mon before calling his credit card, The buyer

is after me for his scope but I'm not sending it till I'm satisfied I

have secured the funds.

I told him if he was not happy with that then call his credit card and

get his money back.



So again like I said I have given paypal what they have asked for, I

called them again tonight and the rep told me it could take up to two

weeks to straighten out.



All I can say is WHY?





Michael Downing





-----Original Message-----

From: Robin Casady [mailto:rcasady@...]

Sent: Saturday, May 18, 2002 10:02 PM

To: Losmandy_users@yahoogroups.com

Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE



Perhaps I misunderstood this:

> I instructed the buyer to call his credit card company and demand his

> money back, I cannot refund his money because my account is frozen.



I think that was a major mistake. Otherwise, it might have been

straightened

out in a few days.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 6:25 PM Michael Downing wrote:



> Robin there is no charge backs!

> No one did anything except them!

>

>

>

> -----Original Message-----

> From: Robin Casady [mailto:rcasady@...]

> Sent: Saturday, May 18, 2002 9:24 PM

> To: Losmandy_users@yahoogroups.com

> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>

> They are probably holding it until they are sure all credit card

> charge-backs and disputes are settled. If you have pending disputes,

and

> they let you clean out your account, they have to pay the credit card

> company. I believe your mistake was telling your customer to cancel it

> with

> his credit card company. It is not your money if a credit card company

> is

> going to retract it.

>

> Regards,

> Robin

>

> Astro Accessories by Robin Casady

> Stainless Steel Weights & Dovetail Saddles

> www.CarmelCoast.com/Astro/sales.html

>

> Casady & Greene, Inc.

> www.casadyg.com

>

>

>

> On 05/18/02 5:04 PM Michael Downing wrote:

>

>> Sorry Robin but I disagree!

>> It's my money and they have no right holding it!

>> I sent them the verified documents they asked for and there should be

> no

>> reason I should have to wait.

>> They had no problems taking money from my bank account, they should

> have

>> no problems putting it back.

>>

>> Michael Downing

>>

>>

>> -----Original Message-----

>> From: Robin Casady [mailto:rcasady@...]

>> Sent: Saturday, May 18, 2002 7:02 PM

>> To: Losmandy_users@yahoogroups.com

>> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>>

>> The majority of my sales have gone through PayPal.com since April

> 2001.

>> Before that, I used PayPal.com extensively for ebay purchases in a

>> non-astronomy collection addiction. :-)

>>

>> I have never had any problems with PayPal.com. Everytime my

PayPal.com

>> account goes over $2,500 I transfer $2,000 to my bank account. It is

a

>> smooth painless process. Perhaps this is because I had established

> this

>> account as a buyer before I started selling.

>>

>> Also, I've never had anyone dispute or cancel a credit card charge.

> That

>> should only be used as a last resort against a seller who has

> defrauded

>> you.

>> It typically costs the merchant a $25.00 fee from the credit card

>> company

>> that handles the merchant account.

>>

>> I believe that having the buyer cancel the credit card charge was an

>> over-reaction to PayPal.com's security measures. There is a lot of

>> identity

>> theft and credit card fraud going around these days.

>>

>> I just finished resolving about $600 of fraudulent charges on one of

> my

>> credit cards (no relationship to my PayPal.com account). A credit

card

>> number, that I use for online purchases of DVDs and other things, got

>> into

>> the hands of someone in Spain. They opened a Compuserve account in my

>> name,

>> bought stuff at amazon.com, and paid a fairly large bill with a

> Spanish

>> ISP.

>> I called Compuserve about the charge and they credited my card and

>> killed

>> the account. Amazon check their charge and found it to be fraudulent.

>> Then I

>> notified my credit card company and they reversed all the other

> charges.

>> It

>> was all pretty easy on my part. It took a few phone calls, faxing an

>> affidavit, and I was done. The credit card company had the hassle of

>> trying

>> to get their money back.

>>

>> The point is, a forced charge-back from a credit card holder would

>> probably

>> raise all sorts of fraud warnings with PayPal.com. It isn't really

>> surprising that they would freeze a PayPal.com account, with a newly

>> confirmed bank account connection, that has had a charge-back, or

> balked

>> at

>> supplying verifications.

>>

>> I wouldn't want an online fund transfer service to be casual about

> where

>> they transferred my money. When you live in a dangerous world, you

> have

>> to

>> expect the inconvenience of security measures.

>>

>> Regards,

>> Robin

>>

>> Astro Accessories by Robin Casady

>> Stainless Steel Weights & Dovetail Saddles

>> www.CarmelCoast.com/Astro/sales.html

>>

>> Casady & Greene, Inc.

>> www.casadyg.com

>>

>>

>>

>> On 05/18/02 2:29 PM Michael Downing wrote:

>>

>>> Check this out www.paypalwarning.com/

>>>

>>>

>>>

>>> -----Original Message-----

>>> From: cust25f45 [mailto:robertbateman@...]

>>> Sent: Saturday, May 18, 2002 5:24 PM

>>> To: Losmandy_users@yahoogroups.com

>>> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>>>

>>> Michael, it almost sounds like Paypal got taken over by another

>>> company, and they have a hard line in place. I have noticed them

>>> changing a lot over the past few months. They now resemble more of

>>> a credit card company with ties to the big 3 credit bureaus. The

>>> big 3 are notoriously paranoid and arrogant at the same time.

>>>

>>> ~RobertB~

>>>

>>> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>>>> I just wanted to let everyone know that they should beware of

>>> paypal.

>>>> I have been using the service for over a year now with a confirmed

>>>> credit card and just recently I confirmed my bank account.

>>>>

>>>> last week I bought a laptop from ebay and paypal took the money

>>> from my

>>>> bank account with no problems.

>>>>

>>>> a couple days ago I sold a telescope for $2500 and used paypal.

>>>> They took the payment from the verified user and put it into my

>>> account,

>>>> yesterday I transfered the money into my bank account and that is

>>> when

>>>> paypal struck.

>>>> They put my account on suspention until I sent them a copy of my

>>> drivers

>>>> licence, bank statement and a phone bill. they claim this was for

>>> my own

>>>> security.

>>>>

>>>> I received an email this morning saying that they received my

>>> paperwork

>>>> and would have this straightened out in 3-5 business days.

>>>>

>>>> I instructed the buyer to call his credit card company and demand

>>> his

>>>> money back, I cannot refund his money because my account is frozen.

>>>>

>>>> I sent an eamil to paypal telling them that the buyer was

>>> demanding his

>>>> money back and was going to use the credit card company for

>>> leverage.

>>>> Paypal infored me if that happens they will suspend my account

>>>> indefinitly.

>>>>

>>>>

>>>> USERS BEWARE

>>>>

>>>>

>>>>

>>>> [Non-text portions of this message have been removed]

>>>

>>>

>>>

>>>

>>>











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[Non-text portions of this message have been removed]







----------------------------

#10234 May 18, 2002

If he goes ahead and disputes the charge with his credit card company you

will probably have a lot of trouble clearing it up. If I were you, I'd beg

the buyer not dispute the charge with his buyer. If he tells his credit card

company that you refused to ship the scope, PayPal.com will probably assume

that you are pulling a scam, at least that you are major risk.



If you had a merchant account with a bank you would probably not be in much

better shape. Banks want be very sure they have their hands on sufficient

funds to cover any possible charge-backs you might incur. Anyone who accepts

credit card payments is at risk that the buy will dispute the claim. Banks

don't like to be vulnerable for your transactions.



Have you ever taken a large check into a bank and had them tell you that you

can't have access to the funds until it clears? Unless you have a lot of

money in that bank, you are quite likely to have that happen.



Regards,

Robin



Astro Accessories by Robin Casady

Stainless Steel Weights & Dovetail Saddles

www.CarmelCoast.com/Astro/sales.html



Casady & Greene, Inc.

www.casadyg.com





On 05/18/02 7:17 PM Michael Downing wrote:



> The buyer is waiting till Mon before calling his credit card, The buyer

> is after me for his scope but I'm not sending it till I'm satisfied I

> have secured the funds.

> I told him if he was not happy with that then call his credit card and

> get his money back.

>

> So again like I said I have given paypal what they have asked for, I

> called them again tonight and the rep told me it could take up to two

> weeks to straighten out.

>

> All I can say is WHY?

>

>

> Michael Downing

>

>

> -----Original Message-----

> From: Robin Casady [mailto:rcasady@...]

> Sent: Saturday, May 18, 2002 10:02 PM

> To: Losmandy_users@yahoogroups.com

> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>

> Perhaps I misunderstood this:

>

>> I instructed the buyer to call his credit card company and demand his

>> money back, I cannot refund his money because my account is frozen.

>

> I think that was a major mistake. Otherwise, it might have been

> straightened

> out in a few days.

>

> Regards,

> Robin

>

> Astro Accessories by Robin Casady

> Stainless Steel Weights & Dovetail Saddles

> www.CarmelCoast.com/Astro/sales.html

>

> Casady & Greene, Inc.

> www.casadyg.com

>

>

>

> On 05/18/02 6:25 PM Michael Downing wrote:

>

>> Robin there is no charge backs!

>> No one did anything except them!

>>

>>

>>

>> -----Original Message-----

>> From: Robin Casady [mailto:rcasady@...]

>> Sent: Saturday, May 18, 2002 9:24 PM

>> To: Losmandy_users@yahoogroups.com

>> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>>

>> They are probably holding it until they are sure all credit card

>> charge-backs and disputes are settled. If you have pending disputes,

> and

>> they let you clean out your account, they have to pay the credit card

>> company. I believe your mistake was telling your customer to cancel it

>> with

>> his credit card company. It is not your money if a credit card company

>> is

>> going to retract it.

>>

>> Regards,

>> Robin

>>

>> Astro Accessories by Robin Casady

>> Stainless Steel Weights & Dovetail Saddles

>> www.CarmelCoast.com/Astro/sales.html

>>

>> Casady & Greene, Inc.

>> www.casadyg.com

>>

>>

>>

>> On 05/18/02 5:04 PM Michael Downing wrote:

>>

>>> Sorry Robin but I disagree!

>>> It's my money and they have no right holding it!

>>> I sent them the verified documents they asked for and there should be

>> no

>>> reason I should have to wait.

>>> They had no problems taking money from my bank account, they should

>> have

>>> no problems putting it back.

>>>

>>> Michael Downing

>>>

>>>

>>> -----Original Message-----

>>> From: Robin Casady [mailto:rcasady@...]

>>> Sent: Saturday, May 18, 2002 7:02 PM

>>> To: Losmandy_users@yahoogroups.com

>>> Subject: Re: [Losmandy_users] Re: PAYPAL BEWARE

>>>

>>> The majority of my sales have gone through PayPal.com since April

>> 2001.

>>> Before that, I used PayPal.com extensively for ebay purchases in a

>>> non-astronomy collection addiction. :-)

>>>

>>> I have never had any problems with PayPal.com. Everytime my

> PayPal.com

>>> account goes over $2,500 I transfer $2,000 to my bank account. It is

> a

>>> smooth painless process. Perhaps this is because I had established

>> this

>>> account as a buyer before I started selling.

>>>

>>> Also, I've never had anyone dispute or cancel a credit card charge.

>> That

>>> should only be used as a last resort against a seller who has

>> defrauded

>>> you.

>>> It typically costs the merchant a $25.00 fee from the credit card

>>> company

>>> that handles the merchant account.

>>>

>>> I believe that having the buyer cancel the credit card charge was an

>>> over-reaction to PayPal.com's security measures. There is a lot of

>>> identity

>>> theft and credit card fraud going around these days.

>>>

>>> I just finished resolving about $600 of fraudulent charges on one of

>> my

>>> credit cards (no relationship to my PayPal.com account). A credit

> card

>>> number, that I use for online purchases of DVDs and other things, got

>>> into

>>> the hands of someone in Spain. They opened a Compuserve account in my

>>> name,

>>> bought stuff at amazon.com, and paid a fairly large bill with a

>> Spanish

>>> ISP.

>>> I called Compuserve about the charge and they credited my card and

>>> killed

>>> the account. Amazon check their charge and found it to be fraudulent.

>>> Then I

>>> notified my credit card company and they reversed all the other

>> charges.

>>> It

>>> was all pretty easy on my part. It took a few phone calls, faxing an

>>> affidavit, and I was done. The credit card company had the hassle of

>>> trying

>>> to get their money back.

>>>

>>> The point is, a forced charge-back from a credit card holder would

>>> probably

>>> raise all sorts of fraud warnings with PayPal.com. It isn't really

>>> surprising that they would freeze a PayPal.com account, with a newly

>>> confirmed bank account connection, that has had a charge-back, or

>> balked

>>> at

>>> supplying verifications.

>>>

>>> I wouldn't want an online fund transfer service to be casual about

>> where

>>> they transferred my money. When you live in a dangerous world, you

>> have

>>> to

>>> expect the inconvenience of security measures.

>>>

>>> Regards,

>>> Robin

>>>

>>> Astro Accessories by Robin Casady

>>> Stainless Steel Weights & Dovetail Saddles

>>> www.CarmelCoast.com/Astro/sales.html

>>>

>>> Casady & Greene, Inc.

>>> www.casadyg.com

>>>

>>>

>>>

>>> On 05/18/02 2:29 PM Michael Downing wrote:

>>>

>>>> Check this out www.paypalwarning.com/

>>>>

>>>>

>>>>

>>>> -----Original Message-----

>>>> From: cust25f45 [mailto:robertbateman@...]

>>>> Sent: Saturday, May 18, 2002 5:24 PM

>>>> To: Losmandy_users@yahoogroups.com

>>>> Subject: [Losmandy_users] Re: PAYPAL BEWARE

>>>>

>>>> Michael, it almost sounds like Paypal got taken over by another

>>>> company, and they have a hard line in place. I have noticed them

>>>> changing a lot over the past few months. They now resemble more of

>>>> a credit card company with ties to the big 3 credit bureaus. The

>>>> big 3 are notoriously paranoid and arrogant at the same time.

>>>>

>>>> ~RobertB~

>>>>

>>>> --- In Losmandy_users@y..., "Michael Downing" michael@s...> wrote:

>>>>> I just wanted to let everyone know that they should beware of

>>>> paypal.

>>>>> I have been using the service for over a year now with a confirmed

>>>>> credit card and just recently I confirmed my bank account.

>>>>>

>>>>> last week I bought a laptop from ebay and paypal took the money

>>>> from my

>>>>> bank account with no problems.

>>>>>

>>>>> a couple days ago I sold a telescope for $2500 and used paypal.

>>>>> They took the payment from the verified user and put it into my

>>>> account,

>>>>> yesterday I transfered the money into my bank account and that is

>>>> when

>>>>> paypal struck.

>>>>> They put my account on suspention until I sent them a copy of my

>>>> drivers

>>>>> licence, bank statement and a phone bill. they claim this was for

>>>> my own

>>>>> security.

>>>>>

>>>>> I received an email this morning saying that they received my

>>>> paperwork

>>>>> and would have this straightened out in 3-5 business days.

>>>>>

>>>>> I instructed the buyer to call his credit card company and demand

>>>> his

>>>>> money back, I cannot refund his money because my account is frozen.

>>>>>

>>>>> I sent an eamil to paypal telling them that the buyer was

>>>> demanding his

>>>>> money back and was going to use the credit card company for

>>>> leverage.

>>>>> Paypal infored me if that happens they will suspend my account

>>>>> indefinitly.

>>>>>

>>>>>

>>>>> USERS BEWARE

>>>>>

>>>>>

>>>>>

>>>>> [Non-text portions of this message have been removed]

>>>>

>>>>

>>>>

>>>>

>>>>

>

>

>

>

>

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>







----------------------------

#10241 May 19, 2002

all I use Paypal is for small stuff, $10 or $20.. everything else by

postal money orders.



"Michael Downing" michael@...> wrote:

>So again like I said I have given paypal what they have asked for, I

>called them again tonight and the rep told me it could take up to two

>weeks to straighten out.

>

>All I can say is WHY?



Herm

Astropics home.att.net/~hermperez



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